Service Offerings to Meet You at Your Life Stage

At Symphony Financial Planning, we believe your life goals and finances are like an orchestra. If even one section is out of balance, then the whole composition will sound out of tune.

Financial planning is essential at every stage in your life and career as you move from accumulating wealth in the early phases, to enjoying your savings during retirement. Our Davis-based financial advisors provide different types of service offerings to make sure everyone can benefit, regardless of where they are in life.

 
 

Our Process

We value thoroughness and simplicity, especially when it comes to making your life more manageable.

“Financial inertia” gets in the way of taking action, so we break it down to help you move forward. Our client portal technology automates the collection of information and gives you an up-to-date 360° view of your finances, leveraging the highly personalized approach our advisors offer.

The ongoing nature of our fiduciary relationship requires a systematic process that keeps us informed so that we can be proactive in dealing with financial issues that arise:

Discovery

Our onboarding process will include the initial discovery meeting and several subsequent meetings to understand your circumstances, articulate your goals, develop priorities, and set mutual expectations.

Development

With a thorough understanding of your situation, we develop a holistic financial plan over time that addresses six core areas (depending on your needs): cash flow, retirement planning, investments, taxes, risk management, and estate analysis.

Decision

Once you have your financial plan, you decide if you have the time, skill, and knowledge to implement our recommendations on your own, or if you want to delegate these tasks to our team of experience financial professionals.

Implementation

We review our recommended portfolio with you for your approval. We relieve you of the investment management and administrative burden so you have the time and energy to pursue what matters most to you.

Follow-Up

We want to keep on top of changes in your life and keep you informed of opportunities as they arise so that we can help you proactively address financial planning issues. In addition, our periodic review meetings keep us in tune with your personal circumstances which informs our investment management process.

 
 
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Are We a Good Fit for You?

You want to work with a financial advisory team whose commitments match your needs. We typically work with clients who:

  • Value their own time and welcome a long-term relationship with a financial advisor who manages financial planning and portfolio management for them

  • Want investment management built on academic research, diversification, cost efficiency, and a long-term perspective

  • Value an experienced team of experienced financial professionals

If this sounds like you then let’s get started.

 

Tell Us About Yourself

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I want to make sure I am optimizing my university benefits for today and in retirement.

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I work in the public sector and need guidance on my pension and other benefits.

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I am retired and need to make sure my savings can last the rest of my life.